Whatever your needs, wants or goals we can help you achieve them with a Money4Me personal loan. From getting on top of debt to purchasing a new  car or making dream wedding a reality, we could have tailored solution to suit you. We will consider things like your financial position and credit history to come up with a suitable rate and loan term that’s specific to your needs. With great flexible terms, competitive interest and one easy regular payment, why wouldn’t you?

A secured personal loan is a loan guaranteed by an asset, such as a car. The lender uses this asset as security, which means that if you don’t make the agreed repayments the lender can take possession of the asset and sell it to cover the cost of the loan. This security means that the lender can offer a lower interest rate for the loan.

An unsecured loan means that you don’t have to provide any security for your loan. You can use an unsecured loan for a range of purposes such as taking a holiday or making some improvements to your home.

It also offers a little more flexibility and a quicker and easier application and funding process, since you won’t need to provide us with details of the asset you’re using as security (e.g. a car).

Loan terms can be the characteristics of your loan, which are described in your loan agreement. When you borrow money, you and your lender agree to certain things which are the “terms” of your loan. They’ll provide a sum of money, you’ll repay according to an agreed upon schedule, and if something goes wrong each of you has rights and responsibilities that are listed in the loan agreement.